The information on this website is for general informational purposes only and does not constitute professional advice. It is not a substitute for the advice of a qualified professional. The user is solely responsible for any actions taken or not taken based on the information provided. We make no guarantees or warranties regarding the accuracy, completeness, or timeliness of the information on this website. Any reliance you place on the information provided is strictly at your own risk. We are not liable for any damages or losses arising from your use of this website or the information provided. This website may contain links to third-party websites. We do not endorse or control the content of those websites. We are not responsible for the accuracy, reliability, or content of those websites. We make every effort to ensure the accuracy of the information on this website, but we cannot guarantee that it is free from errors or omissions. We reserve the right to make changes to the website and the information provided at any time without notice.
References or links on this website to the information, opinions, advice, programs, products or services of any other individual, business, or entity do not constitute a formal endorsement. Focus NJ, any of its employees or owners, are not responsible for the website content, blogs, e-mails, videos, social media, programs, products and/or services of any other person, business or entity that may be linked or referenced on this page. Conversely, should this website link appear in any other individual’s, business’ or entity’s website, program, product or services, it does not constitute a formal endorsement of them, their business or their website either.